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Chapter 11
 WICK CUTTER WAS the money-lender who had fleeced poor Russian Peter. When a farmer once got into the habit of going to Cutter, it was like gambling or the lottery; in an hour of discouragement he went back. Cutter’s first name was Wycliffe, and he liked to talk about his pious bringing-up. He contributed regularly to the Protestant churches, ‘for sentiment’s sake,’ as he said with a flourish of the hand. He came from a town in Iowa where there were a great many Swedes, and could speak a little Swedish, which gave him a great advantage with the early Scandinavian settlers.
In every frontier settlement there are men who have come there to escape restraint. Cutter was one of the ‘fast set’ of Black Hawk business men. He was an inveterate gambler, though a poor loser. When we saw a light burning in his office late at night, we knew that a game of poker was going on. Cutter boasted that he never drank anything stronger than sherry, and he said he got his start in life by saving the money that other young men spent for cigars. He was full of moral maxims for boys. When he came to our house on business, he quoted ‘Poor Richard’s Almanack’ to me, and told me he was delighted to find a town boy who could milk a cow. He was particularly affable to grandmother, and whenever they met he would begin at once to talk about ‘the good old times’ and simple living. I detested his pink, bald head, and his yellow whiskers, always soft and glistening. It was said he brushed them every night, as a woman does her hair. His white teeth looked factory-made. His skin was red and rough, as if from perpetual sunburn; he often went away to hot springs to take mud baths. He was notoriously dissolute with women. Two Swedish girls who had lived in his house were the worse for the experience. One of them he had taken to Omaha and established in the business for which he had fitted her. He still visited her.
Cutter lived in a state of perpetual warfare with his wife, and yet, apparently, they never thought of separating. They dwelt in a fussy, scroll-work house, painted white and buried in thick evergreens, with a fussy white fence and barn. Cutter thought he knew a great deal about horses, and usually had a colt which he was training for the track. On Sunday mornings one could see him out at the fair grounds, speeding around the race-course in his trotting-buggy, wearing yellow gloves and a black-and-white-check travelling cap, his whiskers blowing back in the breeze. If there were any boys about, Cutter would offer one of them a quarter to hold the stop-watch, and then drive off, saying he had no change and would ‘fix it up next time.’ No one could cut his lawn or wash his buggy to suit him. He was so fastidious and prim about his place that a boy would go to a good deal of trouble to throw a dead cat into his back yard, or to dump a sackful of tin cans in his alley. It was a peculiar combination of old-maidishness and licentiousness that made Cutter seem so despicable.
He had certainly met his match when he married Mrs. Cutter. She was a terrifying-looking person; almost a giantess in height, raw-boned, with iron-grey hair, a face always flushed, and pr............
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