I wish to talk with you for a few minutes upon a subject that is much discussed, especially by young people—What things pay in life? There is no question, perhaps, which is asked oftener by a person entering upon a career than this—What will pay? Will this course of action, or that, pay? Will it pay to enter into this business or that business? What will pay?  
Let us see if we can answer that question, a question which every student in this school should ask himself or herself. What will profit me most? What will make my life most useful? What will bring about the greatest degree of happiness? What will pay best?
 
Not long ago a certain minister secured the testimony of forty men who had been successful in business, persons who beyond question had been pronounced to be business men of authority. The question which this minister put to these business men was, whether under any circumstances it paid to be dishonest in business; whether[Pg 88] they had found, in all their business career, that under any circumstances it paid to cheat, swindle or take advantage of their fellow-men, or in any way to deceive those with whom they came in contact. Every one of the forty answered, without hesitation, that nothing short of downright honesty and fair dealing ever paid in any business. They said that no one could succeed permanently in business who was not honest in dealing with his fellow-men, to say nothing of the future life or of doing right for right's sake.
 
It does not pay an individual to do anything except what his conscience will approve of every day, and every hour and minute in the day.
 
I want you to put that question to yourselves to-night: ask yourselves what course of action will pay.
 
You may be tempted to go astray in the matter of money. Think, when you are tempted to do that: "Will it pay?" Persons who are likely to go astray in the matter of money, furthermore are likely to do so in the matter of dress, in tampering with each other's property, in the matter of acting dishonestly with each other's books. Such persons will be dishonest in the matter of labour, too.
 
[Pg 89]
 
It pays an individual to be honest with another person's money. It never pays to be dishonest in taking another person's clothes or books. None of these things ever pays, and when you have occasion to yield or not to yield to such a temptation, you should ask yourself the question: "Will it pay me to do this?" Put that question constantly to yourself.
 
Whenever you promise, moreover, to do a piece of work for a man, there is a contract binding you to do an honest day's labour—and the man to pay you for an honest day's labour. If you fail to give such service, if you break that contract, you will find that such a course of action never pays. It will never pay you to deal dishonestly with an individual, or to permit dishonest dealing. If you fail to give a full honest day's work, if you know that you have done only three-quarters of a day's work, or four-fifths, it may seem to you at the time that it has paid, but in the long run you lose by it.
 
I regret to say that we sometimes have occasion to meet students here who are inclined to be dishonest. Such students come to Mr. Palmer or to me, and say they wish to go home. When they are asked why they wish to go home, some[Pg 90] of them say they wish to go because they are sick. Then, when they have been talked with a few minutes, they may say that they do not like the food here, or perhaps that some disappointment has befallen their parents. In some cases I have had students give me half a dozen excuses in little more than the same number of minutes.
 
The proper thing for students to do, when they wi............