Chang-ch’un, the brother of the one to whom Ling had applied in his determination, was confidently stated to be one of the richest persons in Canton. So great was the number of enterprises in which he had possessions, that he himself was unable to keep an account of them, and it was asserted that upon occasions he had run through the streets, crying aloud that such an undertaking had been the subject of most inferior and uninviting dreams and omens (a custom observed by those who wish a venture ill), whereas upon returning and consulting his written parchments, it became plain to him that he had indulged in a very objectionable exhibition, as he himself was the person most interested in the success of the matter. Far from discouraging him, however, such incidents tended to his advantage, as he could consistently point to them in proof of his unquestionable commercial honourableness, and in this way many persons of all classes, not only in Canton, or in the Province, but all over the Empire, would unhesitatingly entrust money to be placed in undertakings which he had purchased and was willing to describe as “of much good.” A certain class of printed leaves—those in which Chang-ch’un did not insert purchased mentions of his forthcoming ventures or verses recording his virtues (in return for buying many examples of the printed leaf containing them)—took frequent occasion of reminding persons that Chang-ch’un owed the beginning of his prosperity to finding a written parchment connected with a Mandarin of exalted rank and a low caste attendant at the Ti-i tea-house among the paper heaps, which it was at that time his occupation to assort into various departments according to their quality and commercial value. Such printed leaves freely and unhesitatingly predicted that the day on which he would publicly lose face was incomparably nearer than that on which the Imperial army would receive its back pay, and in a quaint and gravity-removing manner advised him to protect himself against an obscure but inevitable poverty by learning the accomplishment of chair-carrying—an occupation for which his talents and achievements fitted him in a high degree, they remarked.  
In spite of these evilly intentioned remarks, and of illustrations representing him as being bowstrung for treacherous killing, being seized in the action of secretly conveying money from passers-by to himself and other similar annoying references to his private life, Chang-ch’un did not fail to prosper, and his undertakings succeeded to such an extent that without inquiry into the detail many persons were content to describe as “gold-lined” anything to which he affixed his sign, and to hazard their savings for staking upon the ventures. In all other departments of life Chang was equally successful; his chief wife was the daughter of one who stood high in the Emperor’s favour; his repast table was never unsupplied with sea-snails, rats’ tongues, or delicacies of an equally expensive nature, and it was confidently maintained that there was no official in Canton, not even putting aside the Taotai, who dare neglect to fondle Chang’s hand if he publicly offered it to him for that purpose.
 
It was at the most illustrious point of his existence—at the time, indeed, when after purchasing without money the renowned and proficient charm-water Ho-Ko for a million taels, he had sold it again for ten—that Chang was informed by his brother of the circumstances connected with Ling. After becoming specially assured that the matter was indeed such as it was represented to be, Chang at once discerned that the venture was of too certain and profitable a nature to be put before those who entrusted their money to him in ordinary and doubtful cases. He accordingly called together certain persons whom he was desirous of obliging, and informing them privately and apart from business terms that the opportunity was one of exceptional attractiveness, he placed the facts before them. After displaying a number of diagrams bearing upon the mater, he proposed that they should form an enterprise to be called “The Ling (After Death) Without Much Risk Assembly.” The manner of conducting this undertaking he explained to be as follows: The body of Ling, whenever the spirit left it, should become as theirs to be used for profit. For this benefit they would pay Ling fifty thousand taels when the understanding was definitely arrived at, five thousand taels each year until the matter ended, and when that period arrived another fifty thousand taels to persons depending upon him during his life. Having stated the figure business, Chang-ch’un put down his written papers, and causing his face to assume the look of irrepressible but dignified satisfaction which it was his custom to wear on most occasions, and especially when he had what appeared at first sight to be evil news to communicate to public assemblages of those who had entrusted money to his ventures, he proceeded to disclose the advantages of such a system. At the extreme, he said, the amount which they would be required to pay would be two hundred and fifty thousand taels; but this was in reality a very misleading view of the circumstance, as he would endeavour to show them. For one detail, he had allotted to Ling thirty years of existence, which was the extreme amount according to the calculations of those skilled in such prophecies; but, as they were all undoubtedly aware, persons of very expert intellects were known to enjoy a much shorter period of life than the gross and ordinary, and as Ling was clearly one of the former, by the fact of his contriving so ingenious a method of enriching himself, they might with reasonable foresight rely upon his departing when half the period had been attained; in that way seventy-five thousand taels would be restored to them, for every year represented a saving of five thousand. Another agreeable contemplation was that of the last sum, for by such a time they would have arrived at the most pleasurable part of the enterprise: a million taels’ worth of pure gold would be displayed before them, and the question of the final fifty thousand could be disposed of by cutting off an arm or half a leg. Whether they adopted that course, or decided to increase their fortunes by exposing so exceptional and symmetrical a wonder to the public gaze in all the principal cities of the Empire, was a circumstance which would have to be examined within their minds when the time approached. In such a way the detail of purchase stood revealed as only fifty thousand taels in reality, a sum so despicably insignificant that he had internal pains at mentioning it to so wealthy a group of Mandarins, and he had not yet made clear to them that each year they would receive gold to the amount of almost a thousand taels. This would be the result of Ling making smooth his surfaces, and it would enable them to know that the person in question actually existed, and to keep the circumstances before their intellects.
 
When Chang-Ch’un had made the various facts clear to this extent, those who were assembled expressed their feelings as favourably turned towards the project, provided the tests to which Ling was to be put should prove encouraging, and a secure and intelligent understanding of things to be done and not to be done could be arrived at betwee............