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Chapter 15

SKINNER— called “young” because he had once had a father on the premises — was the mole-catcher. The feelings with which he had now for some months watched his master grubbing were curiously mingled. There was the grim sense of superiority every successful detective feels as he sees the watched one working away unconscious of the eye that is on him; but this was more than balanced by a long habit of obsequious reverence. When A. has been looking up to B. for thirty years, he cannot look down on him all of a sudden, merely because he catches him falsifying accounts. Why, Man is a cooking animal: bankrupt Man especially.

And then Richard Hardie overpowered Skinner’s senses: he was Dignity in person: he was six feet two, and always wore a black surtout buttoned high, and a hat with a brim a little broader than his neighbours’, yet not broad enough to be eccentric or slang. He moved down the street touching his hat — while other hats were lifted high to him — a walking volume of cash. And when he took off this ebon crown and sat in the bank parlour, he gained in appearance more than he lost; for then his whole head was seen, long, calm, majestic: that senatorial front and furrowed face overawed all comers. Even the little sharp-faced clerk would stand and peep at it, utterly puzzled between what he knew and what he eyed: nor could he look at that head and face without excusing them. What a lot of money they must have sunk before they came down to fabricating a balance-sheet!

And by-and-bye custom somewhat blunted his sense of the dishonesty, and he began to criticise the thing arithmetically instead of morally. That view once admitted, he was charmed with the ability and subtlety of his dignified sharper; and so the mole-catcher began gradually, but effectually, to be corrupted by the mole. He who watches a dishonest process and does not stop it, is half way towards conniving: who connives, is half way towards abetting.

The next thing was, Skinner felt mortified at his master not trusting him. Did he think old Bob Skinner’s son would blow on Hardie after all these years?

This rankled a little, and set him to console himself by admiring his own cleverness in penetrating this great distrustful man. Now of all sentiments, Vanity is the most restless and the surest to peep out. Skinner was no sooner inflated than his demure obsequious manner underwent a certain change: slight and occasional only; but Hardie was a subtle man, and the perilous path he was treading made him wonderfully watchful, suspicious, and sagacious. He said to himself, “What has come to Skinner? I must know.” So he quietly watched his watcher; and soon satisfied himself he suspected something amiss. From that hour Skinner was a doomed clerk.

It was two o’clock: Hardie had just arrived, and sat in the parlour, Cato-like, and cooking.

Skinner was in high spirits: it was owing to his presence of mind the bank had not been broken some hours ago by Maxley. So now, while concluding his work, he was enjoying by anticipation his employer’s gratitude. “He can’t hold aloof after this,” said Skinner; “he must honour me with his confidence. And I will deserve it. I do deserve it.”

A grave, calm, passionless voice invited him into the parlour.

He descended from his desk and went in, swelling with demure complacency.

He found Mr. Hardie seated garbling his accounts with surpassing dignity. The great man handed him an envelope, and cooked majestic on. A wave of that imperial hand, and Skinner had mingled with the past.

For know that the envelope contained three things: a cheque for a month’s wages; a character; and a dismissal, very polite and equally peremptory.

Skinner stood paralysed: the complacency died out of his face, and rueful wonder came instead. It was some time before he could utter a word: at last he faltered, “Turn me away, sir? turn away Noah Skinner? Your father would never have said such a word to my father.” Skinner uttered this his first remonstrance in a voice trembling with awe, but gathered courage when he found he had done it, yet lived.

Mr. Hardie evaded his expostulation by a very simple means: he made no reply, but continued his work, dignified as Brutus, inexorable as Fate, cool as Cucumber.

Skinner’s anger began to rise, he watched Mr. Hardie in silence, and said to himself, “Curse you! you were born without a heart!”

He waited, however, for some sign of relenting, and, hoping for it the water came into his own eyes. But Hardie was impassive as ice.

Then the little clerk, mortified to the core as well as wounded, ground his teeth and drew a little nearer to this incarnate Arithmetic, and said with an excess of obsequiousness, “Will you condescend to give me a reason for turning me away all in a moment after five-and-thirty years’ faithful services?”

“Men of business do not deal in reasons,” was the cool reply: “it is enough for you that I give you an excellent character, and that we part good friends.”

“That we do not,” replied Skinner sharply: “if we stay together we are friends; but we part enemies, if we do part.”

“As you please, Mr. Skinner. I will detain you no longer.”

And Mr. Hardie waved him away so grandly that he started and almost ran to the door. When he felt the handle, it acted like a prop to his heart. He stood firm, and rage supplied the place of steady courage. He clung to the door, and whispered at his master — such a whisper: so loud, so cutting, so full of meaning and malice; it was like a serpent hissing at a man.

“But I’ll give you a reason, a good reason, why you had better not insult me so cruel: and what is more, I’ll give you two: and one is that but for me the bank must have closed this day at ten o’clock — ay, you may stare; it was I saved it, not you — and the other is that, if you make an enemy of me, you are done for. I know too much to be made an enemy of, sir — a great deal too much.”

At this Mr. Hardie raised his head from his book and eyed his crouching venomous assailant full in the face, majestically, as one can fancy a lion rearing his ponderous head, and looking lazily and steadily at a snake that has just hissed in a corner. Each word of Skinner’s was a barbed icicle to him, yet not a muscle of his close countenance betrayed his inward suffering.

One thing, however, even he could not master: his blood; it retired from that stoical cheek to the chilled and foreboding heart; and the sudden pallor of the resolute face told Skinner his shafts had gone home. “Come, sir,” said he, affecting to mingle good fellowship with his defiance, “why bundle me off these premises, when you will be bundled off them yourself before the week is out?”

“You insolent scoundrel! Humph! Explain, Mr. Skinner.”

“Ah! what, have I warmed your marble up a bit? Yes, I’ll explain. The bank is rotten, and can’t last forty-eight hours.”

“Oh, indeed! blighted in a day — by the dismissal of Mr. Noah Skinner. Do not repeat that after you have been turned into the streets, or you will be indicted: at present we are confidential. Anything more before you quit the rotten bank?”

“Yes, sir, plenty. I’ll tell you your own history, past, present, and to come. The road to riches is hard and rugged to the likes of me, but your good father made it smooth and easy to you, sir. You had only to take the money of a lot of fools that fancy they can’t keep it themselves; invest it in Consols and Exchequer bills, live on half the profits, put by the rest, and roll in wealth. But this was too slow and too sure for you: you must be Rothschild in a day; so you went into blind speculation, and flung old Mr. Hardie’s savings into a well. And now for the last eight months you have been doctoring the ledger — Hardie winced just perceptibly —“You have put down our gains in white, our losses in black, and so you keep feeding your pocket-book and empty our tills; the pear will soon be ripe, and then you will let it drop, and into the Bankruptcy Court we go. But, what you forget, fraudulent bankruptcy isn’t the turnpike way of trade: it is a broad road, but a crooked one: skirts the prison wall, sir, and sights the herring-pond.”

An agony went across Mr. Hardie’s great face, and seemed to furrow as it ran.

“Not but what you are all right, sir,” resumed his little cat-like tormentor, letting him go a little way, to nail him again by-and-bye: “You have cooked the books in time: and Cocker was a fool to you. ’Twill be all down in black and white. Great sacrifices: no reserve: creditors take everything; dividend fourpence in the pound, furniture of house and bank, Mrs. Hardie’s portrait, and down to the coalscuttle. Bankrupt saves nothing but his honour, and — the six thousand pounds or so he has stitched into his old great-coat: hands his new one to the official assignees, like an honest man.”

Hardie uttered something between a growl and a moan.

“Now comes the per contra: poor little despised Noah Skinner has kept genuine books while you have been preparing false ones. I took the real figures home every afternoon on loose leaves, and bound ’em: and very curious they will read in court alongside of yours. I did it for amusement o’ nights: I’m so solitary, and so fond of figures. I must try and turn them to profit; for I’m out of place now in my old age. Dearee me! how curious that you should go and pick out me of all men to turn into the street — like a dog — like a dog — like a dog.”

Hardie turned his head away; and in that moment of humiliation and abject fear, drank all the bitterness of moral death.

His manhood urged him to defy Skinner and return to the straight path, cost what it might. But how could he? His own books were all falsified. He could place a true total before his creditors by simply adding the contents of his secret hoard to the assets of the Bank; but with this true arithmetical result he could not square his books, except by conjectural and fabricated details, which would be detected, and send him to prison; for who would believe he was lying in figures only to get back to the truth? No, he had entangled himself in his own fraud, and was at the mercy of his servant. He took his line. “Skinner, it was your interest to leave me whilst the bank stood; then you would have got a place directly; but since you take umbrage at my dismissing you for your own good, I must punish you — by keeping you.”

“I am quite ready to stay and serve you, sir,” replied Skinner hastily “and as for my angry words, think no more of them! It went to my heart to be turned away at the very time you need me most.”

(“Hypocritical rogue!” thought Hardie.) “That is true, Skinner,” said he; “I do indeed need a faithful and sympathising servant, to advise, support, and aid me. Ask yourself whether any man in England needs a confidant more than I. It was bitter at first to be discovered even by you: but now I am glad you know all; for I see I have undervalued your ability as well as your zeal.”

Thus Mr. Hardie bowed his pride to flatter Skinner, and soon saw by the little fellow’s heightened colour that this was the way to make him a clerk of wax.

The banker and his clerk were reconciled. Then the latter was invited to commit himself by carrying on the culinary process in his own hand. He trembled a little, but complied, and so became an accomplice. On this his master took him into his confidence, and told him everything it was impossible to hide from him.

“And now, sir,” said Skinner, “let me tell you what I did for you this morning. Then perhaps you won’t wonder at my being so peppery. Maxley suspects: he came here and drew out every shilling. I was all in............

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